Futura

Futura is our superhero of life insurance, providing protection for you and your loved ones, no matter what life throws your way. If you're no longer around, it ensures your family's financial security with a lump sum payout. But that's not all—Futura also supports you if you become seriously ill or injured, offering living benefits to help you financially through tough times. It's our most adaptable plan, evolving with you as your life progresses.

What you get

A safe financial future for your loved ones
If you pass away, the insured amount will go to the people you chose as your beneficiaries.

Financial security when you need it most
Futura goes beyond the basics, offering you a financial lifeline if you're diagnosed with a serious illness like cancer, have a heart attack, or become disabled.

Flexibility for you:

The term of cover: You can choose to be covered for your whole life or a specific time frame.

Premium payments: Pay your premiums over a term that suits you, whether that’s 7 or 50 years. For example, you can decide to pay over 10 years to be covered for the rest of your life.

Funds to invest in: You can put your money into a variety of funds. The value of these funds will then be used to cover the cost of your insurance benefits.

For a full understanding of the products, please refer to the policy terms and conditions.

We won't be able cover you if

You withdraw your policy value
You can take out some or all of the money from your policy, but the more you withdraw, the shorter your coverage will last. This could leave your loved ones without financial protection when they need it most.

You aren't fully honest with us
We'll ask about your health and lifestyle to calculate your insurance premium. It's important to be honest and accurate as wrong or incomplete information can impact your claim payment.

Self-inflicted injuries and suicide
Self-harm causing injury or death is not covered in the first year of the policy.