Vista

  Who is it for?

Vista may be suitable for you if:

You have more than USD 300 left after covering all your monthly bills
Vista is suitable for people who want to save regularly in a disciplined manner and are looking for ways to increase returns on their savings.

You need a cost effective investment
Vista, charges are spread over a period of time rather than paid upfront.

You accept a level of risk for the potential of better returns
saving in a bank account, investing in funds comes with some risk—funds can go down as well as up. Each fund has its own risk rating, and your financial professional can help you determine the right level of risk for you.

You can stay invested for at least five years
you're saving for long-term goals like buying a house or planning for retirement, then Vista may be a good fit for you. Plus, you have the option to withdraw some of the funds before your policy term ends.

  Who isn’t it for?

Vista might not be suitable for you if:

You don’t want to be tied to a fixed-term plan
Vista has limits on how much you can withdraw during its term. For some, this helps ensure they stay on track with their goals, but if this doesn't suit you, other plans might align better with your saving preferences.

You aren't prepared for your funds to decrease in value.
Investments can fluctuate, and if you're not comfortable with the possibility that your investment might sometimes be worth less than what you initially put in, you may want to explore other savings options.

You have a time horizon of less than 5 years.
Vista is more suited for those with medium to long-term goals, like saving for retirement or university fees for young children. You choose the term of the plan at the beginning, usually ranging from 5 to 20 years.